Salary Increased but Still No Savings? Daily Money Habits That Actually Work
Salary Increased but Still No Savings? Daily Money Habits That Actually Work Many people experience this frustrating situation: salary increases, but savings remain the same. The reason is not low income—it is unhealthy daily money habits. Saving money is less about how much you earn and more about how you manage what you earn. Let’s explore simple daily money habits that help you save more, even after a salary hike. 1. Track Every Rupee You Spend The first step toward saving money is awareness. Most people do not realize where their money goes daily. Use a budgeting app or a simple notebook to record expenses like tea, snacks, online shopping, and subscriptions. Small daily expenses silently drain your income. Once tracked, you can easily cut unnecessary spending. 2. Increase Savings Before Expenses When salary increases, expenses usually increase too. Change this habit. The moment your salary is credited, move a fixed amount to savings or investments. This “pay yourself first” ...
